Software Engineer – Sr Consultant

Company Description

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.

When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement.

Join Visa: A Network Working for Everyone.

Job Description

Payments are a very exciting and fast-developing area with a lot of new and innovative ideas coming to market. With strong demand for new solutions in this space, it promises to be an exciting area of innovation for the next 5 to 10 years. VISA is a strong leader in the payment industry and is rapidly transitioning into a technology company with significant investments in this area.

If you want to be in the exciting payment space, learn fast and make big impacts, VISA Payment Systems Risk group is an ideal place for you!

The Payment Systems Risk development group is responsible for building critical risk and fraud prevention applications and services at Visa. This includes idea generation, architecture, design, development, and testing of products, applications, and services that provide Visa clients with solutions to detect, prevent, and mitigate fraud for Visa and Visa client payment systems.

This position is ideal for an experienced software engineer who is passionate about collaborating with business and technology partners in solving challenging business problems. You will be a key driver in the effort to define the shared strategic vision for the Payment Systems Risk platform and defining tools and services that safeguard Visa’s payment systems.

The right candidate will possess strong software engineering background, with demonstrated experience in driving technical design for products and services that have created business value and delivered impact within the payments or payments risk domain or similar industries.

A successful candidate is a technical leader with the ability to engage in high bandwidth conversations with business and technology partners and be able to think broadly about Visa’s business and drive solutions that will enhance the safety and integrity of Visa’s payment ecosystem.

Essential Functions

• As a Software Engineer – Sr. Consultant on Payment Systems Risk team, you will help design, enhance, and build next generation fraud detection platforms in an agile development environment
• You will play part of multiple teams tasked with projects ranging from full stack development, Rest based APIs, Container based services to highly functional, secure, scalable, and resilient systems.
• You will lead teams/projects functionally and will be responsible for delivering to Payments Systems Risk roadmap commitments
• Contribute to release planning exercise, assign, and track work of team members to timely releases
• Work with management on FY planning, quarterly roadmap revisions and high-level sizing for new initiatives
• Responsibilities include technical analysis and creation of conceptual approach
• Develop code that complies with design specifications and meets security and Java best practices.
• Coding must adhere security standards, be easily maintainable and be high performant
• Set Coding standards and best practices for the teams’ deliverables.
• Evaluate options and provide recommendation on scope and scale of effort required to implement final requirements.
• Identify opportunities for future enhancements and refinements to standards, best practices, and development methodologies
• Mentor and train junior engineers on the team on technical and functional aspects of the product deliverables
• Participate and lead design and code review sessions as appropriate to ensure the quality of work delivered by self and teammates are in accordance with development standards.
• Able to work on multiple projects and initiatives with different/competing timelines and demands.
• Collaborate with business partners on requirements elaboration, design, configuration, and business re-engineering.
• Present technical solutions, capabilities, considerations, and features in business terms. Effectively communicate status, issues, and risks in a precise and timely manner

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office two days a week, Tuesdays and Wednesdays with a general guidepost of being in the office 50% of the time based on business needs.

Qualifications

Basic Qualifications:

• 8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD. in Computer Science or related discipline with 7 years of software development experience in progressive technical leadership roles
• Experience in full stack technology, in one or more of the following technologies- Java, Spring MVC, Spring Boot, Angular, JavaScript, MySQL, Maven, Design Patterns, Test Automation framework
• Experience with successful design, architecture and development using Hadoop, and Spark and Scala for large data processing and transaction systems
• Experience with Restful API development
• Experience with agile development incorporating Continuous Integration and Continuous Delivery, utilizing technologies such as GIT, Maven, and Jenkins
• Be able to drive and actively engage and contribute to deep application and system architecture discussions
• Good front-end development skills and architect level knowledge in back-end

Preferred Qualifications:

• 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD
• Experience with Tomcat, JBoss or other application servers is preferred
• Experience with NodeJS, MongoDB and Elasticsearch is preferred
• Experience with Microservices development is preferred
• Experience working in Unix or Linux is preferred
• Ability to solve complex software development and design issues
• Strong interpersonal, facilitation, and effective communication skills – both written and verbal, and the ability to present complex ideas in a clear, concise way
• Passionate about delivering zero defect code that meet or exceed the proposed defect SLA and have high sense of accountability for quality and timeliness of one’s own deliverables and team deliverables
• While you’ll have the skill to see and understand the big picture, you’re able to stay focused on the task at hand to achieve immediate goals
• Be systematic and be able to do deep research wanting to uncover the details
• Have good work ethics, and be a team player to bring the best results as a team
• You have the passion to understand people and always strive to improve our products
• Highly driven, resourceful and results oriented
• Demonstrated ability to lead and navigate through ambiguity
• Past experience in Payments and Fraud or Risk platforms is preferred

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 128,100 to 166,500 USD, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Additional Information

Visa has adopted a COVID-19 vaccination policy to safeguard the health and well-being of our employees and visitors. As a condition of employment, all employees based in the U.S. are required to be fully vaccinated for COVID-19, unless a reasonable accommodation is approved or as otherwise required by law.

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.